![]() ![]() It left me in the hospital for three days with a shattered wrist, two black eyes, and a bruised pelvic bone. LOOK AT YOUR FIXED EXPENSESīack in 2011, I was in a severe motorcycle accident. After making some phone calls, and making some much-needed decisions, I was able to find an extra $200 per month hidden in my budget, which allowed me to pay for a new expense that came up. After a small freak out moment, I decided it was time to get serious about where my money was going. When I first created my budget back in 2011, I realized that we had more expenses than income. How to Budget When You Are Behind on Bills.4 Free Budgeting Tools Everyone Should Know About.The Ultimate Guide to the Cash Envelope System.How to Create a Budget (When You Really Don't Want To).Here are some of my most popular posts about budgeting that will get you on your way in no time. If you are struggling with this first step, don't fret. That means you to have realistic limits for the categories you list in your budget, and you already have an understanding of where your money is going. The first step is to have a working budget. Today, I want you to look at your budget as a tool to generate some extra money. It's no longer just a tool to track spending or to keep you organized (those are also important benefits of a budget). How great would it be to wake up tomorrow and find that you have an extra $200 to put towards savings or paying off debt? What about having some extra money to pay for a “want” item or a new expense? Today, I want to walk you through how to look at your existing budget in a whole new way. ![]()
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